It's simple, and you can have access to your credit limit within minutes!
You may need your ID, so we recommend having this on hand before starting.
After completing a short application and a soft credit search (which won't impact your credit score), we'll be able to let you know if we can offer you a Harley-Davidson® Credit Card account. In some cases, we may need more information, and we will always communicate this clearly.
As part of being a regulated credit provider, we are required to lend responsibly. To help us do this, we rely on many factors, and this includes but isn’t limited to credit checks. During the onboarding process, we also request information to determine your affordability, which we then validate against information that is available to us.
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