Do I earn points every time I use my card?

You earn points every time you shop with your card. If you paid for something but it was not a purchase you won’t earn points.

These types of spending will not earn points:

• When redeeming

• Cash advance

• If you return an item and get a refund for it during the 30 days after the purchase

• Interest

• Account fees

• Returned items

• ATM withdrawal

• Payment made to pay back the owed bill and taxes

• Restricted Transactions according to your T&Cs